Expert Financial Adviser in Lower Hutt, WellingtonTailored financial advice to help you grow, manage, and protect your wealth.
what we offer
Our Financial Services
Financial Planning
Every stage of life involves financial decisions, from starting a career to preparing for retirement. Our Financial Planning service helps you make confident, well-informed choices no matter where you are on your journey.
See How Financial Planning Works
Personal Insurance
Life is full of unexpected events. Our Personal Insurance advice helps you create a safety net that protects you and your family from financial uncertainty.
View Our Insurance Services
Investments & Wealth Management
Investing wisely is key to building long-term financial security. We’ll help you navigate your options and make informed decisions with tailored Investment Advice that fits your goals.
View Investment Advice Options
KiwiSaver
Whether you are just starting or want to improve your KiwiSaver, we can help. We will explain your options and make sure your plan supports your long-term goals.
Learn More About KiwiSaver
how it works
Our Advice Process
We follow these six step financial planning process when we provide you with advice.
1. Initial Consultation
We follow these six-step financial planning process when we provide you with advice.
2. Discovery
During our second meeting, we gather key information about your financial situation, goals, and concerns. This helps us understand what matters most to you so we can tailor our advice to your needs.
3. Research & Analysis
We will analyse this information to understand your current situation and advise you on how to reach your goals. Depending on your requested services, this may include examining assets, liabilities, and cash flow. It could also cover current insurance, retirement planning, investments, or tax strategies.
4. Recommendation
We will then offer recommendations that address your goals based on the information provided. We will discuss the recommendations with you to help you understand so that you can make informed decisions. We will listen to your concerns and revise the recommendations as appropriate.
5. Implementation
We will then agree on how to implement the recommendations. We will help you carry them out and administer any products you need to implement. We will keep you updated on the progress of the implementation stage.
6. Ongoing Support
We'll regularly review your situation and goals, risk profile, lifestyle and any relevant changes. These ongoing planning discussions help you stay on track to meet your financial and lifestyle objectives.
WHO WE ARE
About Helium
Helium is an independent financial advice firm based in Lower Hutt. We support clients across Wellington and New Zealand. We offer personalised, evidence-based financial strategies to help people feel confident about their future.
Helium is led by Jeshal Patel, a Certified Financial Planner and Chartered Accountant, with over 15 years of experience in the public, private, and corporate sectors. Jeshal works closely with each client to simplify complex financial decisions and build lasting financial security.
“Financial advice should be personal, practical, and built around what truly matters to you.”
our clients
Who We Work With
We help many clients, including Individual Investors, Families, Executives and Professional Athletes. Each has unique goals and financial needs.
Whether you are just starting your financial journey, planning for retirement, or looking to grow your investment portfolio, we are here to provide tailored guidance and support.
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Frequently Asked Questions
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A Certified Financial Planner (CFP®) is a financial adviser who’s achieved one of the highest international standards in financial planning. To earn the CFP® mark, they’ve completed rigorous training, passed a tough exam, met experience requirements, and committed to ongoing education and ethical standards.
In short, a CFP® is someone who’s serious about helping you build a smart, personalised plan for your money - and doing it the right way.
There are only around 300 CFP® professionals in New Zealand — and we’re proud to have one right here at Helium.
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An independent financial advisor is not tied to any bank or product provider. That means we recommend only what’s right for you—not what benefits a third party. Helium is fully independent, so our advice is always in your best interest.
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There’s no minimum. At Helium, we believe everyone deserves access to quality advice, regardless of how much they earn or have saved. Your first consultation is free; we’ll always be upfront about costs.
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You don’t need to be wealthy to benefit from financial advice. A financial adviser can help during major life milestones - like starting a family, buying a home, planning for retirement, or managing an inheritance.
Ready to take action?
Book a Free Consultation
Book a free consultation with a Financial Adviser in Wellington. You can discuss your goals and get a personalised Financial Roadmap.
We offer a safe, no-obligation space to ask questions, get clarity, and plan for your future with expert guidance.