KiwiSaver
KiwiSaver is an essential part of New Zealand's retirement savings landscape. It's a government-supported, voluntary savings initiative designed to help New Zealanders plan for a secure and comfortable retirement.
How it works
What is KiwiSaver?
KiwiSaver is a long-term savings scheme in New Zealand, intended to assist residents and citizens in building their wealth for retirement. It's a highly accessible and flexible savings option that offers a range of benefits.
Government Contributions
When you contribute to your KiwiSaver account, the government may provide a generous member tax credit of up to $521.43 annually.
Employer Contributions
Most employers in New Zealand are required to contribute to their employees' KiwiSaver accounts, usually matching their contributions up to a certain percentage of their salary.
Investment Options
KiwiSaver offers a variety of investment options, from conservative to growth-oriented funds. This enables you to tailor your investments to your risk tolerance and financial goals.
First Home Buyer Assistance
KiwiSaver members may be eligible for the First Home Grant and the HomeStart grant, which can provide significant financial support for purchasing their first home.
Portability
Your KiwiSaver account stays with you, even if you change jobs or move to a different location.
how can we help?
KiwiSaver Advice
The majority of us were enrolled in KiwiSaver by either our employer or bank without receiving any financial guidance. As a result, it's not surprising that only a small portion of individuals have tailored their KiwiSaver settings to align with their specific financial objectives.
Our complimentary KiwiSaver Advice service helps you to answer some essential questions.
Fund Type
What is the correct fund type for your age, situation and personality?
Contributions
What level of contributions do I need to make to achieve my home-buying or retirement goals?
Prescribed Investor Rate
What tax rate should I have set for my KiwiSaver?
KiwiSaver Provider
Which provider best suits my needs and preferences?
free kiwisaver tool
Here’s The Process
STEP 1: Identify
Complete our online KiwiSaver FactFind tool to enable us to assess your situation and tailor advice specifically to you.
STEP 2: Personalise
We will give you a quick call to discuss your current situation and answer any questions you may have.
STEP 3: Decision
Your personalised KiwiSaver Advice will be sent directly to your email. From there, you can choose whether to adopt our suggested strategy or stick with your current plan.
Ready to take action?
Book a Free Consultation
Our Advisers offer a safe space to discuss your future plans before delivering a Financial Roadmap to help you achieve these goals and desires.