Smarter
wealth.
Straight up advice.

Independent financial planning focused on your future, so you can focus on living.

It’s all in the
planning

Unlike other forms of advice, financial planning takes a holistic view of your situation. When everything is coordinated, the strategy is more effective. 

First, we look at what kind of future you want. Once we know your goals, we tailor a plan to match. It’s clear, practical and aligned to you.

With your plan in place you can get on with life. If you need us, we’re always here. 

plans for success

Jeshal Patel

The experience behind Helium

After seeing too many people getting poor financial advice, Jeshal resolved to fix the gap. Through Helium, he delivers independent expert advice that’s trustworthy and down-to-earth.

He’s one of the few financial Advisers to be a Chartered Accountant and a Certified Financial Planner®, able to combine technical expertise with practical commercial insight.

For you, this means the right plan for your financial position and your long-term ambitions.

It starts with a quick chat - no cost, no obligation. If we click, Jeshal works alongside you developing long-term strategies that are grounded, realistic and focused on your future.

Always approachable and never overwhelming, Jeshal has your best interests at heart.

Let's get talking

Why we’re different

  • Big picture, smarter approach.

    Unlike other Advisers, we take a holistic view of your finances, coordinating it all.

  • CFP® and Chartered Accountant.

    This dual qualification, rarely held by NZ Advisers, combines financial planning rigour with tax and structuring expertise.

  • The plan comes first. Always.

    Before we recommend anything, we fully understand your situation to create the perfect plan for you.

  • Evidence over opinion.

    Decades of academic research guide our approach. It’s low-cost, diversified and built to compound.

  • It’s a relationship, not a transaction.

    A future plan is a long-term commitment, which we honour. Most clients meet with us at least twice a year for the big decisions and small adjustments.

 

Learn more about our approach →

Frequently Asked Questions

  • Certified Financial Planner (CFP®) is one of the highest international standards in financial planning, and required before offering financial planning advice.

    Candidates must undergo rigorous training, pass tough exams, meet experience requirements and commit to ongoing education and ethical standards.

    There are only around 300 CFP® professionals in New Zealand; we’re proud to have one right here at Helium.

  • An independent financial Adviser isn’t tied to any bank or product provider. They’re free from organisational agenda and focused only on what’s right for you. Helium is fully independent, so our advice is always in your best interests.

  • There’s no minimum. At Helium, we believe everyone deserves quality advice, whatever they earn or have saved. Your first consultation is free and we’re always upfront about costs.

  • Right now is always the best time to start your financial planning journey. You don’t need to be wealthy to benefit from financial advice.

    A financial Adviser is invaluable help during major milestones like starting a family, buying a home, planning for retirement or managing an inheritance.

  • Your first chat with us is free and there’s no pressure to sign up for anything. If you do want personalised advice, we’ll always explain any costs or commissions upfront.

    Many Kiwis don’t incur a cost for financial advice, because Advisers are often paid by the product providers (like insurers or KiwiSaver managers). But in some cases, like a detailed financial plan or investment advice, a fee may apply.

    We’ll help you figure out what you need, what it costs (if anything), and whether it’s worth it for your situation.

  • Start by checking they’re licensed, or working under a licensed provider, on the Financial Service Providers Register (FSPR).

    A good Adviser will take the time to understand your goals, explain things clearly, and be upfront about how they’re paid - whether it’s by fees, commissions, or both.

    Look for someone who’s easy to talk to, specialises in what you need (like insurance or investing), and puts your interests first. 

    At Helium, your first chat is free to see if we’re a good fit.